Credit unions

When your credit union comes to us, you get the best in the business. Whether it’s a full scope statutory audit or a one-off piece of advisory work, you get the benefit of our extensive sector knowledge and commercial expertise.

5 reasons to choose Hallidays Xeinadin Group for your Credit Union



You’ll always know exactly what you will pay in advance, with no extra work undertaken without your explicit approval.


Our team will work hand in hand with yours. We’re also available on the phone as often as you need. At no extra cost, of course.


We offer internal and statutory audit services that not only add value, but recommend guidance on improvements.


We understand the challenges you face, and work proactively to help you overcome them.


Our expertise dates back to the formation of the first UK Police Credit Union. We’re often asked to present at forum meetings and seminars, and you get access to all that knowledge as standard.

30 years' of inspirational expertise

We know statutory and internal auditing inside and out, and are dab hands at producing quarterly and annual returns. We can assist you with business plan preparation, facilitate meetings with other grant funders, and act as a virtual board member – where we are engaged on an ad-hoc advisory basis rather than statutory auditors.

Our clients regularly score us over 90% in feedback, both because of our ongoing support and money back guarantee. Our fixed fees mean we don’t charge you on a timesheet basis, so you don’t have to worry about how many times you pick up the phone.

We were involved in the formation of the UK’s first police credit union in 1986, set up by a group of Greater Manchester Police (GMP) officers and a Hallidays partner. The £125 that was used to set it up has now transformed into one of the UK’s largest Credit Unions. This is just one small example of why we’re so much more than accountants.

inspirational expertise

Strategic planning

Understanding and preparing a strategic plan can be daunting. Our strategic sessions let the main decision-makers agree collectively on a plan, with us acting as a facilitator. We’ll help you understand strategy, set your vision, review your strengths and weaknesses, and set key strategic objectives.
Tax Returns
Corporate recovery services - Supporting you all the way

Business one page plan (bopp)

In our BOPP sessions we use strategic objectives to identify the financial and non-financial key performance indicators (KPIs) of your credit union. BOPP is a clever monitoring and action tool which ensures activities achieve your KPI’s and move you toward your strategy.

Financial projection modelling & scenario planning

Mdelling and planning are crucial elements in any decision-making process, especially as the PRA is now looking at how senior management and board members make decisions. Our financial modelling tool will help save you time and stress.
VAT and environmental taxes
Added value

Compliance reviews

The banking crisis increased the number of compliance reviews from the PRA. We take away any worries by reviewing your systems, controls and reporting environment, as well as setting an action plan for any improvements that need to be made.

Audit and accounts

It’s crucial you are compliant with CREDS and various credit union regulations. We get accounts in line with these regulations and handle all enquiries from HMRC. We’re also trained to undertake statutory and internal audit functions, meaning you don’t have to worry.
Corporate recovery services - turnaround and recovery
Added value

Added value

We provide a range of services to take away the hassle and stress of running a credit union. Our dedicated Payroll, Pensions, Wealth Management, HR and IT teams provide the services that mean you can concentrate on doing what you do best.

Additionally, we’re constantly looking at ways to improve on our Bronze and Silver Environmental Business Pledge, and searching for new ways to improve our CSR (Corporate Social Responsibility) through raising money. We also donate team hours for local, team-chosen charities.

“Hallidays have been life-changing for me. I have been challenged to think differently and supported throughout to implement changes which had a huge impact on me personally and also on my team. I cannot thank them enough!”

Beverley Budsworth

Business Owner, The Debt Advisor

Hallidays have been our auditors and business advisors for many years and also act as our virtual board member. This is found to be an invaluable process for the ongoing success of the credit union.

Vicky Harrison

Blues & Twos Credit Union

Thank you Phil and Nichola for the amount of time and energy that you have put in to achieve this result. It has given us the boost we needed to go forward.

Frances Burns

Calderdale Credit Union

Brochure mockup

We are here to support you

Download our easy-to-read brochure and learn what we can do to realise your business goals and entrepreneurial dreams.

Related Insights

We are here to support you

Download our easy-to-read brochure and learn what we can do to realise your business goals and entrepreneurial dreams.